Free essays on economics are academic papers written in the field of economics that are available for free to anyone who needs them. These essays cover a wide range of topics, from macroeconomics to microeconomics, international trade, finance, environmental economics, development economics, and more. They can be a useful resource for students, professionals, and anyone who wants to gain a deeper understanding of economic concepts and theories. Free essays on economics can also provide examples of academic writing and research that can help students develop their own writing and analysis skills.
A History, Advantages, and Disadvantages of the Use of Pesticides
Pesticides have been in use since before 2000 B.C. Many different substances have been used for pest control from sulfur, in ancient Mesopotamia, to synthetic pesticides, in the 1940's Pesticides have their advantages and disadvantages, but the question is, are they really that bad? In my personal opinion, pesticides create more problems than they prevent. To begin, the advantages of pesticides all have their drawbacks. One aspect may be exceptional, however there are consequences to each. The primary advantage to…...
Pesticides
Learning about Personal Finance through Trial and Error
Personal finance is a necessary and vital skill in any adult's life, and special precautions need to be taken to keep yourself afloat and pursue financial comforts. High school touches on a few aspects of personal finance, but the majority is learned from personal experiences. Compared to what I have learned in high school and college, my major financial lessons have come from personal mistakes and struggles as well as the misfortunes I witnessed from others. I feel as if…...
Personal Finance
The Issues on the Safety of Online Banking
Online banking, in any event to some degree, has become the norm for many simple bank transactions. This is not a bad thing - the easier it is for consumers to check their accounts, pay their bills and move money from one account to the other, the more likely they are to actually do these things and maintain a more organized financial life. Yet, interestingly, as the banking industry continues to increase its investment in now widely accepted online capabilities,…...
Online Banking
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Technology and Accounting Practice in Online Banking
Technology and Accounting Practice The change in technology has significantly changed and modernised accounting information. As technology has advanced the speed and proficiency of the accountant's job did too. But even with calculators, the accountant still had to keep track of the businesses' functions on paper (calculate trial balances, journalize transactions, prepare financial statement reports ect). This has changed significantly with new software such as "Xero" now available and the majority of accounting online. This report defines the transition to…...
Online Banking
Mobile Deposit Capture The Game Changer in Online Banking
Mobile deposit capture has become increasingly popular in the past few years and in my opinion will continue to grow in a rapid manner This convenient feature, according to the Federal Reserve is"the most important development the (U.S.) banking industry has seen in years" ("Remote Deposit Capture Overview"). The mobile deposit capture "..got its start in 2003 with the passage of the Check 21 Act, which gave scanned images of checks the same legal standing as the original paper documents.…...
Online Banking
Nickel & Dimed: The Minimum Wage World
Nickel & Dimed In Barbara Ehrenreich's Nickel and Dimed: On Not Getting by in America, I learned so much, even though the world of minimum wage is not new to me. When I did the minimum wage jobs, I was living with my parents, and had no expenses. In my conservative upbringing, the word "welfare" is looked upon with disgust. Even though I was never specifically taught to think so, I have learned through osmosis that being on welfare just…...
Minimum Wage
The Benefits of Increasing the Minimum Wage in the United States
Abstract This paper is about the benefits of minimum wage increase. The benefits include allow people to afford high priced living standard, reduce the amount of poverty, and would increase economic activity and spur job growth. Multiple sources were used to reinforce the argument. This paper was written to show the reason of why minimum wage needs to be increased to at least $10.10 in the United States. Benefits of Minimum Wage Increase President Franklin D. Roosevelt signed the Fair…...
Minimum Wage
The Article Raising the Minimum Wage Does Not Increase Unemployment
According to the article:' Raising the Minimum Wage Does Not Increase Unemployment', Skarl(2009) believed that the national economy would be stimulated and the employee would be prevented to become more cheaper by raising the minimum wage. The author provided many instance due to explanation that increasing the minimum wage cannot trigger the increasing of unemployment and business closures. On one hand, an increasing part of labours who live in a floor of the minimum wage have to use their slight…...
Minimum Wage
A Response to the Article Raising Minimum Wage, Destroying Jobs by Steve Chapman
The article titled, "Raising minimum wage, destroying jobs," talked about the effects raising the minimum wage would have on the economy. It hypothesized it may decrease the number of jobs rather than increase them. 'The main point in the article stated, raising the minimum wage would collide with one of the basic laws of economics, which is the higher the cost of something, the lower the demand. I chose this article because minimum wage has been a big controversy for…...
Minimum Wage
A Discussion About the Minimum Wage in the United States
Did you know that in 1968 the minimum wage was worth $10,96 of todays dollars, and the todays minimum wage is only $7.25. Unfortunately that is true. So Today, I would like to persuade federal policy makers to increase the minimum wage as a way to easy the economical gap in America. To do it so, I will talk about the problems that the current minimum wage has, and the benefits of raising the minimum wage, and give examples on…...
Minimum Wage
A Personal Statement for the World Bank Young Professionals Program
Being part of the World Bank Young Professional Program (YPP) will enable me to use my research and field experience to end extreme poverty and boost shared prosperity in our world. As a person with research skill being part of the problem will enable me to contribute to developing nations’ sustainable economic development Being raised in a Sub-Saharan country where economic inequality and gender bias were not just statistics but day-to-day realities had a profound impact on my educational and…...
EducationPovertySustainabilityWorld Bank
Pros and Cons to the World Bank Across the Globe
There are many pros to the world bank across the globe, but there are also enough cons that some people believe that the World Bank is only causing massive harm in both developing are industrialized countries. One massive pro to the world bank is that it can fund projects in countries that desperately need help to build up their country's infrastructure. They would be able to build schools and roads and develop electricity centers for cities. But a con for…...
BankEducationMoneyWorld Bank
Potential Roles of the World Bank and Urban Sector Contributions
Today, it is imperative for the World Bank (‘the Bank’) to search for new and stronger roles to play in international development in the light of changing development community and emerging global issues. Newcomers in the development community have been empowered with large financing resources. The emerging countries have also started to heal the development gap, now providing financial and technical support to their less fortunate neighbors. Multilateral agencies, bilateral aid agencies, and private banks and investors have made continuous…...
BankPoliticsPovertyWorld Bank
The Development of the World Bank
Since the establishment of the World Bank in New Hampshire in 1944, it has expanded from a single institution to five closely associated institutions. The World Bank’s mission is based on the International Bank for Reconstruction and Development (IBRD) to bounce back from post-war development. The World Bank’s initial goal was to help rebuild European countries severely affected by World War II. The World Bank then began to focus on Latin America, Africa, and Asia. Later during the 19505 and…...
HealthHealth CarePoliticsWorld Bank
Society’s Imbalance in Bartleby
Through characterization, setting, and theme, Herman Melville, a Romantic author, illustrates the imbalance between American social classes and the decay of social concord through his short story masterpiece, Bartleby the Scrivener: A Story of Wall Street He creates very distinct and symbolic characters that represent the different social positions in life, the worker and the wealthy employers. Bartleby, a mere worker in the company of the attorney, embodies the feelings of the “common man” and indirectly forces the narrator to…...
EmploymentPoliticsPovertyWall Street
Case of Bernard L. Madoff, a Longtime Fixture of Wall Street
“Bernard [Lawrence] Madoff, a longtime fixture of Wall Street, was arrested and charged on Thursday." Authorities said that, according to a document filed by Madoff with the US. Securities and Exchange Commission on Jan. 7, 2008, Madoff's investment advisory business served between eleven and twenty»five clients and had a total of about $17.1 billion in assets under management. "Madoff stated that the business was insolvent and that it had been for years," Lev Dassin, acting United States Attorney for the…...
BusinessInvestmentMoneyWall Street
The Entrepreneurial Life of Jordan Berfort in The Wolf of Wall Street
Jordan Belfort was a Wall Street powerhouse owning his own investment firm called Stratton Oakmont in 1989. In 1987, Belfort was completely broke just coming into Wall Street and learning the ins and outs of the investment firms. Belfort was a true leader and got people to follow him, even in the presence of illegal activity like drugs, and prostitutes, and to top it off Stratton Oakmont was an illegal investment firm. Individuals joined in more often than backed away,…...
MoneyWall Street
Wall Street’s Role in Economic Crisis
The stock market is a basis for how the economy of the United States, and essentially the whole world, is doing as a whole. This means that whenever it crashes, the unemployment rate dramatically increases and life gets harder for the middle class (aka the majority of society) ”Inside Job” is a documentary about the financial crisis in 2008. This detrimental event took many years in the making and happened before the general public even saw it coming. Many people…...
BusinessMoneyUnemploymentWall Street
Wall Street Reflection
The United States Stock Market is an unpredictable network of economic transactions between buyers and sellers. Instead of trading tangible goods they trade stocks, or shares, of companies. These shares can come in the form of singular units of one company, such as Facebook, or a fund filled with many different company's stocks in one. The interest in such exchanges comes from the Idea of Investment. Investopedia com defines investment as, “An asset or item that is purchased with the…...
PriceStock MarketWall Street
American Partisan Politics: Hate, Anger, and Misunderstanding
American partisan politics — that is, the division of American political thinking along lines clearly outlined as “Democratic" or “Republican" — is an integral part of American political culture, and American economics. Speaking in very broad terms, Democrats tend to favor more intrusive, anti-corporate, globalist, and more socialistic roles in governmental—economic relations, while Republicans tend to favor more protectionist, more free-market, pro-corporate, more capitalistic, and more laissez-faire policies. The American political culture is somewhat unique in the world, in that…...
GlobalizationHateLiberalismTax
Behavior of Households Contributing in Macroeconomics and Development
My research has focussed fundamentally on the behaviour of households that contribute in areas such as macroeconomics and development seeking to generate new tools to understand household decisions in developing countries related to foster investment in children's human capital. Early childhood development is essential when we want to improve society as a whole. An increasing body of studies in neuroscience, psychology and economics, shows that the first three years of life are critical for the future development of children. In…...
ChildChild DevelopmentMacroeconomicsPsychology
Keynes on Govt Intervention & US Macroeconomics
John Maynard Keynes, born 1883 in Cambridge, was a prominent economist and is known as the father of modern macroeconomics, Keynes was inspired by the Great Depression of the 1930’s in America to delve into the consequences of classical laissez-faire economics, Laissez-faire (roughly translated from French meaning “leave it alone”) was the leading economic theory at the time that essentially theorized that markets, when left alone and with no government intervention, were self-regulating. During the Great Depression, however, this theory…...
BankInvestmentMacroeconomicsMoney
The Impact of Microeconomics and Macroeconomics on the Housing Prices in the UK
The United Kingdom housing market is very volatile for many people in the UK, purchasing a house is classified by far the largest of the single economic transactions they make in their lifetime. Therefore, it is far from surprising finding a strong reaction of the public following significant fluctuations in the housing price relative to other goods and services In Ireland, such fluctuations have taken place for the last few years. At the beginning of 1994, the price that was…...
InflationInterestsMacroeconomicsPrice
Macroeconomics Exploration of Dissociation
Society is feeling the negative effects of the dissociation between the growth of technology and the lack of accommodation to the new machine age, but not all is lost, as humans are gradually learning how to work with these groundbreaking changes as opposed to challenging them and falling behind. To further this concept, it is necessary to elaborate upon the underlying forces that are causing the difficulty between the balance of man and ever—advancing technology. Due to the fact that…...
CancerMacroeconomicsTechnology
The Genesis of the Real Troubles for IBM in the 1990s
Real troubles for IBM began With the companys lag behind competitors in a highly rapidly evolving market. The recession In the early 1990s aided to the difficulties of the company In catching up With the market. These are some detailed posts that explains the key reasons for IBMs' struggles. IBM has dedicated much of its resources to research and development, at over $650 million in 1991 which is 10 percent of the company's total research and development budget, but has…...
BusinessIbmPrice
Economic Indicators
Unemployment refers to the total percentage of a country’s workforce that is unemployed and is looking for a paid job. The unemployment rate refers to the percentage of the whole population that is actively seeking paid employment. This rate is reached at by dividing the number of working individuals by the already working individuals in the work force, In statistics, a rising unemployment rate is an indicator of a weakening economy and necessitates a reduction in the interest rates. On…...
Gross Domestic ProductInflationMoney
GDP: A Country’s Key Progress Determinant?
The “health” of the economy is a constantly debated topic of economics with the modern accentuation of more global economies, the recognition of the business cycle, and alternative indicators to measure the vitality of countries and other regions. The GDP,(gross domestic product), of an economy is one of the most essential determinants of a country or region’s progress, collectively quantifying the aggregate value of all goods and services produced in an economy. The term is used to determine the growth…...
Gross Domestic ProductInflationPoliticsPoverty
The Definition of Economic Growth and Gross Domestic Product
Define economic growth and explain why Gross Domestic Product fails to provide an accurate overview of the quality of life of a nation. Economic growth is a positive change in the level of production of goods and serVices by a country over a certain time period. Nominal growth is defined as economic growth including inflation, while real growth is nominal growth minus inflation. Economic growth is usually brought about by technological innovation and positive external forces. Even though Gross Domestic…...
Gross Domestic ProductInflationPoliticsPoverty
Debate on the Future of United State’s Gross Domestic Product Growth Rate
There has been a lot of debate on the future of United States Gross Domestic Product growth rate. To many. Gross Domestic Product has gone beyond repair, Going by the previous economical estimates, it is true that the country has been experiencing reduced Gross Domestic Product. However, there are signs that United State is on the path to increasing its GDP. Despite the fact that the country has gone through recessions in the past, i am beyond reasonable doubt that…...
Gross Domestic ProductMoneyPolitics
An Introduction to the Gross Domestic Product GDP
The main macroeconomic variables are Gross Domestic Product (GDP). unemployment rate and inflation. They are used by countries to determine their economic status and international competitive ability. The macroeconomic variables can be forecasted to allow the government to make prior arrangements to reduce their effects and probability of experiencing negative trends from them. High rate of unemployment is harmful to the economy as well as high rate of inflation. On the other hand, high GDP in a country is beneficial.…...
EmploymentGross Domestic ProductInflationUnemployment
Brazil’s Social & Economic Policies
Social policy is applicable to many areas of policy which are usually within a political or a governmental setting. The policy can be as well used to refer to the legislation, principles, activities and guidelines that lead to conducive human welfare living conditions During the past decade, the economy of Brazil has undergone a significant transformation, The major changes were experienced at the beginning of 2004 that was seen due to increasing in the per capita Gross Domestic Product (GDP),…...
Central BankInflationPovertyUnemployment
Black Privilege Inequality
In life, we see many things which are not fair and when people do it more often it becomes a common thing and then it's considered to be fair. “I swear to the Lord, I still can’t see why democracy means everybody but me.” This was said by Langston Hughes at the 1920s and at this time many Black poets, musicians, and writers were being recognized by their talents but yet they could not be able to go into best…...
Black Like MeMalcolm XMoneyPolitics
General Motors and Chrysler Receives Aid from Government to Survive Recession
In December 2008, General Motors Corp and Chrysler LLC received $13.4 billion federal rescue package that was aimed at buying them some time to survive the economic recession. in return, these companies were required to produce a plan within three months, failure to which they would be required to repay the money. Ordinarily, they would find it very difficult to repay such a huge amount of money. Without a federal suppon, these two companies had indicated that they would be…...
BusinessGeneral MotorsMoneyTrade
Big Three Auto Bailout
In the years 2007-2008, the United States went through a serious economic downturn, this economic downturn, also known as the “Great Recession,” impacted not only the United States but impacted the economies of countries all over the worlds. During this recession the American Automotive Industry suffered significantly, so much so that two of the “Big Three" automotive companies, almost went completely out of business The “Big Three” consisted of General Motors, Chrysler Group, and Ford which together help employ millions…...
BusinessGeneral MotorsMoneyTechnology
Banking Industry Knowledge
We all know the saying, “money makes the world go round”, So why is it that the majority of the population, primarily those of younger age, have little, if any, knowledge on banks and banking? Any citizen that is of age to be dealing with money, should: know the proper type of bank they need, become familiar with mobile banking, and should know the “in’s and out’s” of handling money and banking. Without this basic knowledge, there is simply no…...
BankBanking IndustryMoneyTechnology
The Effects of Economic Stability on U.S Banking Industry
Economic stability, whether at the national or international level, has far-reaching effects in the banking industry. Economic stability and the health of the banking industry are closely related; declines in economic stability have negative implications on the banking business. As the citation argues, whenever economic crises such as recession or a lowered value of currency plague economies, the banking industry is affected regarding profitability, public confidence, business model and federal regulatory interventions. Firstly, economic instability affects the profitability levels of…...
Banking IndustryCurrencyInterests
Driving Forces in the Banking Industry of the United Arab Emirates
Driving forces are the major underlying causes of change in industry and competitive conditions. The banking industry in the United Arab Emirates is growing and attracting a large number of local and international players. A driving force in the banking industry market is a growing buyer preference from nationals and expats looking for quality and speed in the banking technological services. According to Table 1 in the case, there is an obvious increase in the number of internet users in…...
BankBanking IndustryMoney
The Expansion of the Banking Industry Through Mobile Applications
Mobile Banking has quickly become a part of American society just within the past few years. As more people are starting to carry cell phones with Internet access, or smartphones, the possibilities continue to grow. Smart Phones have arguably penetrated the market since inception faster than any other technology in American history, which also brings the applications that smart phones have to offer. There are more than a million different apps that have been created for use on Smart Phones…...
Banking IndustryBusinessMoneyTechnology
The Ethical Dilemmas of the Workers in the Banking Industry
Banking industry is associated with money-making. Many people believe that banks only exist to accumulate wealth. They lend out money where in turn they collect interest, and on the other hand they invest money from which they also obtain profit. Even though banks are for- profit institutions, this still means that ethical codes and guidelines are crucial in every day transactions. Employees in this industry are facing ethical dilemmas regarding confidentiality, responsibility, conflict of interest, whistleblowing and relationship with the…...
BankBanking IndustryEmploymentEthics
Causes of the Financial Crisis in 2008
The financial crisis of the year 2008 impacted negatively on the world economy, it was one of the most dangerous financial crises with devastating effects almost equal to those caused by the 19305’ Great Depression. The 2008 financial crisis started in the year 2007 when the hiked prices of homes in the US dropped to extremely low ends affecting the entire United States and then spreading to other parts of the world. The key factor was the attainment of a…...
BankCreditFinancial CrisisMoney
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