Life Insurance With NO Medical Exam Phobia

The odds are that if you are reading this article, you are in one of the situations below: Afraid of needles? Don’t have time? Worried you’ll have potential health issues? Whatever your situation is you’ve come to the right place! Let’s first digest being afraid of needles. Your friends, family, and strangers may not understand this. We know that it is more than just a fear, it’s called trypanophobia an extreme fear of medical procedures involving injections or hypodermic needles.

You may have a phobia, or just not like being pricked by a needle but you don’t have to be afraid of not having life insurance when we have options for life insurance with NO medical Exam! We at the Life Insurance Pro know what not having time, is like. We are on the phone and on emails almost 24/7 pitching underwriters our client’s unique cases.

We do this to find the lowest life insurance rates available.

We wouldn’t have it any other way! Regardless if you feel the same about your time-consuming job, hobbies or beautiful family we understand not having the time. We value quality time and if you do too no need to worry about wasting time out of your job, hobby or family to get them protected. We can insure you without the hassle of having to complete a medical exam. My least favorite of this list is that you may have potential health issues. I have a father who hates going to the doctor and hasn’t visited one in over 7 years.

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If he didn’t have life insurance and asked me to insure him, I would recommend going the No medical exam route since we have a feeling we could uncover unwanted information when trying to get coverage.

I know a handful of people who didn’t know they had diabetes, high blood pressure, high cholesterol, and even terminal illnesses before they applied for life insurance. If you attend your physician’s office regularly and know you are healthy, you have both options. On the other hand, if you haven’t been to a doctor in years and don’t maintain a healthy lifestyle, you may want to consider the No medical Exam option. Let’s get to the bottom of this. I’ll be the first to tell you that NO medical exam life insurance can save you getting pricked by a needle, time and even your possibilities of being insured but the extra convenience will come at a price. The cost of no-exam life insurance can vary widely, and the coverage is often limited.

Some No medical exam life insurance offered are geared toward people in poor health, while others are only available to young healthy people. I know you are probably wondering what the hell does the life insurance exam consist off, it seems terrifying! A life insurance exam involves a nurse going to your home or office, to ask health questions, get your height and weight measured, draw blood, collect a urine sample and record your blood pressure. Yup, that’s it! There’s both pros and cons to No medical exam. We have a pre-qualification process that takes 3-5 minutes to find out what best fits your specific case. But at the end of the day, the choice and preferences are yours. We are here to help with pre-qualification and any questions you may have.