Essays on Finance

Peer Online Lending Platforms Which Were Increasingly Acting as Credit Intermediaries
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Along the years the Chinese regulatory bodies manifested a changing and mutable approach to peer to peer. Ab origine, the initial attitude was to leave this industry unregulated following the principle “first develop, then regulate” in order to avoid market regulations to impede the growth of this sector. The immediate consequence of this regulatory vacuum was the uncontrolled proliferation of online lending platforms without any pre-registration control, in fieri controls and capital rwequirements. This is the reason why this industry…...
CreditEconomyFinanceMoneyPeer Pressure
The Theme of ‘the Revolution Betrayed’
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The theme of ‘the revolution betrayed’ is central to George c’s legendary Animal Farm. His timeless satire on the Russian Revolution ends with the farmyard animals staring through a window at the conclusion of a human-swine business deal. As the animals stare at proceedings, the pigs’ faces begin to morph grotesquely and take on human characteristics until it is no longer possible to tell the difference between the two species. The allegory is an apt one for helping visualize Bitcoin’s…...
Bitcoin Mining ist der Prozess
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Bitcoin ist eine digitale Währung, die im Januar 2009 eingeführt wurde. Es folgt den Ideen, die in einem Whitepaper des mysteriösen Satoshi Nakamoto dargelegt wurden, dessen wahre Identität noch nicht überprüft wurde. Bitcoin verspricht niedrigere Transaktionsgebühren als herkömmliche Online-Zahlungsmechanismen und wird im Gegensatz zu den von der Regierung ausgegebenen Währungen von einer dezentralen Behörde betrieben. Es gibt keine physischen Bitcoins, sondern nur Salden, die in einem öffentlichen Buch in der Cloud geführt werden, die - zusammen mit allen Bitcoin-Transaktionen -…...
BitcoinCultural GlobalizationCurrencyFinanceMoney
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The Efficiency of Blockchain Technology
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The efficiency of blockchain technology cannot be over emphasized as it has practically affected virtually every aspect of human activities in our 21st century. The world has never seen a tech that has aided development faster than the speed of light. Restaurant and fast food business along side the food industry are eventually not left out in the goodies and advancements of the technology. The big question is how will this technology affect this industry positively, which has practically led…...
BlockchainCommunicationFinanceInformation TechnologyMoney
10 Tips for Achieving Financial Freedom
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Financial freedom is when you can live without having to work . Some people then totally stop to enjoy life with the money raised by their hard and long efforts. Others choose to continue working, but far from employee schedules, they just watch and give orders. You may not be rich enough, but you will have enough to ensure your daily life without much deprivation. At that time, an early retirement that would allow among other things to indulge in his passions would be…...
BusinessDebtEconomicsEconomyFinanceFinancial Management
The Importance of College Education
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‘’Education is the best provision for any age’’ said Aristotle. A college education is very important and is something many people are putting money into and continue to perfuse in. Many studies believed that someone with a college degree has better chances to have at life terms of a professional job. Than some without a college degree. Having a college degree has long seen as a good ideal since a long time ago. Many people are going to college because…...
Why College Athletes Should Get Paid Compensation?
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For years, Division I athletes have been pouring their hearts out day after day, week after week, to protect the pride and tradition of their universities. With television contracts and shoe deals alone, the athletes are bringing in the money and other forms of revenue. Sure, you can say that the typical athlete’s scholarship is enough to compensate, but are they? A true athlete plays the game simply because he loves it. When you’re at the Division I level of…...
How College Debt is Changing our Country’s Economy
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Ever since a demand for higher education has risen, the cost has increased with it. As the United States of America leaned away from agricultural occupations, towards educational and knowledge-based occupations, the price for this education has sky-rocketed. According to Isaiah Flair, “In the first quarter of 2014, total student loan debt in the United States increased by $31 billion, hitting a record high of $1.1 trillion,” (Flair 1). Student loans and increasing debt have inserted themselves into our economy…...
College Athletes Should Not Be Paid
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Over the past few decades, college athletic has become more popular among Americans. This helps National Collegiate Athletic Association (NCAA) to earn millions of dollars annually and now there is a debate about whether college athletes should get compensations beyond their scholarships. The National Labor Relations board of Chicago defines an employee as “A person who has signed a contract to perform agreed service for another employer is in control and gets payment in return” ( Ghale). According to these…...
Advantages Disadvantages Business Franchising
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If you are looking for advantages and disadvantage of buying business franchising. This topic will complete guide you step by step about all the pros and cons also have examples and types. So let’s move toward topic; What is Franchising? Franchising or tuck shop is the relationship and agreement between the owner of the business and the person who have low investments and want to open as a small part or component the name of company. The franchisees are able…...
Advantages Disadvantages Life Insurance
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Life Insurance have both Advantages and Disadvantages. Buying the life insurance is one of the best decisions that everyone should make in their life. Once you buy a life insurance for you this will be the decision on which you will never regret in your whole life but only a few people know the “importance of life insurance” that can easily wipe away all your worries. But on the other hand, there are always some disadvantages with advantages. Let’s throw…...
EconomyFinanceFree PapersInsuranceLife Insurance
Pros Cons Using Paypal Account Online Payment System
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If you are looking for pros and cons of using PayPal Account, or searching for best and global online payment system. Well in this article I will tell you about PayPal full details, its advantages and disadvantages and PayPal accounts types etc. let’s have look; What is PayPal? is the international worldwide global company, which offers you to send and receive money all in the world to same person have account in same company. PayPal company offers you to create…...
BankCredit CardFree PapersInformation TechnologyMoney
Advantages Disadvantages Credit Card Essay Points
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This is the topic where you can find the Advantages and Disadvantages of Credit Card in Points. Credit cards were introduced in the early 20th century when large firms decided to issue a special card to their customers for making purchases at the company’s outlets. It was launched by Diner’s Club in the 1950s. Almost a decade later, American Express, another famous company, decided to introduce its own for travel and entertainment purposes. These credit cards have many “advantages and…...
How to Make the Most of Your SelfDirected IRAPreparing for
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How to Make the Most of Your Self-Directed IRAPreparing for retirement is one of the most important things that anyone can do financially in their life. It requires a lot of planning and time to put together an account in just the right way so you can retire and maintain the level of comfort you have become used to during your working life.What is an IRA?An IRA (Independent Retirement Account) is a retirement account you set up for yourself that…...
EconomyFinanceFinancial MarketsInvestmentPersonal FinanceTax
We as investors will do company analysis to assess securities
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We, as investors, will do company analysis to assess securities, gather information identified with the company’s profile, products and services as well as profitability. We need to remember that when we are purchasing a stock, we are turning into a part owner of that company. When moving toward investment in the stock market there are two basic methodologies utilized: fundamental analysis and technical analysis. Fundamental analysis watches various components that affect stock prices such as sales, price to earnings (P/E)…...
Corporate FinanceEconomyFinanceFinancial MarketsInvestmentTax
foreign aid
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IntroductionWe live in a world where different individuals are gifted different and also the same applies to regions. We have certain regions of the world endowed with enormous resources while others are merely deserts of resources.While natures play its role, knowledge skills and technical know-how has also contributed immensely into this disparity and inequality.We live in a world where a group of people in certain worlds wallow in abject poverty lacking basic amenities and crucial simple survival resources to make…...
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1.0 INTRODUCTIONThe purpose of this report is to conclude evidence regarding the implications of the securities market. The shape of the market efficiency helps investors to contained useful information on share prices and dividends in the capital market (Fama, 1970). Specifically, the objective of this report focus on the three forms of securities market in efficiency namely weak, semi - strong or strong form efficiency related to the findings of the listed companies such as Petronas Gas Berhad and Hong…...
BankingBanking And FinanceBusinessEconomicsEconomyFinance
FINDING SUGGESTIONSThe following are the findings and suggestions
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FINDING & SUGGESTIONSThe following are the findings and suggestions :• Unless there is wide reach and coverage of banking facilities at India level, we can’t think of good results for financial inclusion. Even if there is good coverage, if we don’t have basic bank accounts of all the households in the country, it will not work towards good results for financial inclusion.• Even if there is a basic bank accounts with all adult population in the country if minimum transactions…...
BankBankingBanking And FinanceBusinessCommunicationEconomics
Insurance is an immaterial product which is valued subjectively by
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Insurance is an immaterial product, which is valued subjectively by its recipients. Buying insurance is buying a “feeling”. Because it involves the subject and insurance products, which differ from one person to another. On top of personal need, there are other differences between people that follow professions, the difference between countries (Hofstede, 1995). However, an insurance company maintains its business by providing “coverage in the form of compensation resulting from loss, damages, injury, treatment or hardship in exchange for premium…...
Artificial IntelligenceBankingBanking FraudsBusinessDataEconomics
6 Member of SWIFT7 Faster service and solution of banking
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6. Member of SWIFT.7. Faster service and solution of banking problem.8. Customer friendly.9. Effective marketing policy.10. Innovative with product and service.The Weakness of CBL are Following:1. Controversy on centralized system.2. Insufficient ATM booth.3. Lack of freedom at work.4. Lacking on good customer relationship.5. Complex security shell makes customer uncomfortable.The Opportunities of CBL are following:1. Growth of SME banking.2. Scope of financing on youth entrepreneurship.3. Scope on corporate financing.4. Technology advancement.The Threat of CBL are following:1. Interest rate fluctuation.2. Loosing customer.3.…...
According to Taylor’s2018 research that because some companies such
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According to Taylor’s(2018) research, that because some companies such as OfO that entered the market too early and have begun to close down, their excess bicycles are covered with dust and scattered on open space. It's easy to see that shared bicycles are becoming fewer and fewer, and even some companies are closing down?Taylor?2018?. With the development of sharing bike, life becomes more convenient and large amount of people try to use it, which make the companies gain considerable amount…...
Ali Ospanov3 Part Oil industry and NGOs Desires have kept on
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Ali Ospanov3 PartOil industry and NGOs:Desires have kept on ascending over late years in regards to how significant Oil ventures dissect, oversee and impart about their social and natural execution. NGOs are among the most intrigued and dynamic partners, especially as to ventures situated in creating areas, and those attempted in nations with poor administration, money related straightforwardness and human rights records. Around the globe, NGOs progressively expect important and delayed organization commitment. Never again is it regular that an…...
DELICATIONI am proudly devoted to me for my familyparticularly for
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DELICATIONI am proudly devoted to me for my familyparticularly for my lovely parents. Besides, I am keen the credit of the report to my appreciated teachers that to encourage and improve my skills and always support me and at the last I am modestly give the big cheers to my all friends and family to give me the best demands and support for me.?AcknowledgementPraise be to Huge Allah, the most CompassionateI am profound thanks to the Mrmustaqdar of the branch…...
Vuong Hinh Mieu_ EFN414 (final) part 1
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This paper aims to develop the forex trade strategy to maximize the profit of AU$100 million in one year from September 2019 to September 2020. In particular, it will involve three currency pairs, namely USD/AUD, EURO/AUD and GBP/AUD.We will explore the two major approaches (Parity conditions and Asset market approaches) to determine the future spot rate of these currencies and have a simple review why this paper does not consider Balance of payment approach. Thereafter, we will analyse the reliability…...
EconomyFinanceFinancial MarketsMoneyTradeWorld Economy
Assignment 1Naimat Ali Taimoor FA17BBA010 Section DEthical issues
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Assignment #1Naimat Ali Taimoor.FA17-BBA-010. Section DEthical issues in finance and their impact on shareholder’s value.There are many situations on our daily life where we take actions without considering that our act is ethical or not. Let us take an example of traveling; people do travel as official trip from company rather than traveling personally just to save tax. Is this act ethical or unethical? These are such type of actions where we do not consider our self as ethical or…...
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CRYPTOCURRENCY IN INDIA: IT’S IMPACT ON THE ECONOMY WITH SPECIAL REFERENCE TO BITCOIN VAIBHAV DHINGRA BACHELORS OF MANAGEMENT STUDIES SHAHEED SUKHDEV COLLEGE OF BUSINESS STUDIES DELHI UNIVERSITY ABSTRACT: The newfound world of virtual currencies is gaining popularity among individuals and government of various nations. A new industry has established around these virtual currencies, businessmen, exchanges and investors who are increasingly dealing in them. These currencies do not have any intrinsic value or any physical presence and are traded on a…...
4319 Return on Average Equity The return on average on the average
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4.3.19. Return on Average EquityThe return on average on the average equity could be a financial ratio that measures the profit of an organization in reference to the average shareholders' equity. This money metric is expressed within the type of a proportion that is up to lucre when tax divided by the common shareholders' equity for a particular amount of your time.Return on Equity (ROE) = (Net profit after tax)/ (Total shareholder’s equity) ?1004.3.20. Cash to Current LiabilitiesThe cash ratio…...
Budget Comparison
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Budget ComparisonThe presentation of government finances has been marked by the yin yang effect of economics during the last decade. Effectiveness of the budget to acclimate to declines in revenues or spending increases deriving from circumstances. We consider the corresponding three jurisdictions the budgets for the municipalities of Mesa (Arizona), Seattle (WA), and Coolidge, AZ. These financial records reveal that drastic reductions or increases in taxes are apt to each municipality. These budget documents note the prominence in each city.…...
BudgetEconomyFinanceFree PapersPolicyTax
CHAPTER TWO21 Literature ReviewIn this chapter the previous
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CHAPTER TWO2.1 Literature ReviewIn this chapter, the previous relevant literature was reviewed. A study of literature review is an answer to the problem statement and supports the researcher to comprehend the results of the empirical study. A comprehensive literature overview of the effect of taxation in corporate financial policy is provided. It provided several definitions for the perception of the taxation and the effect.2.2 Corporate TaxationMultinational companies strategically locate ownership of their intellectual property at tax-havens, with the intention of…...
Financial Ratios Analysis_Nixdorf_Week 1 Individual_122418
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Financial Ratio AnalysisAmie NixdorfFIN/57112/24/2018Kimberly McCarrolleFinancial Ratio AnalysisAll of the stakeholders in a business will be interested in analyzing financial statements and the accompanying financial ratios derived from those statements. Utilizing financial ratios, business managers and owners can assess performance over the long-term and adapt to industry trends. Financial ratios indicate clearly show areas of strength, potential problems, and weaknesses, which managers can use in making decisions. Furthermore, managers and owners can review financial ratios to measure progress toward company goals.…...
EconomyFinanceFinancial MarketsFinancial StatementInvestmentMoney
Furthermore Marx would suggest that the reason for the rise in mental
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Furthermore, Marx would suggest that the reason for the rise in mental health issues amongst Intermediate occupations is because of the rise in demands and the expectations; known as the work-enforcing compliance. For example, within retail/sales, you can no longer just sell a product and move on; individuals are now expected to smile, be friendly, meet sale targets; being shy/withdrawn is now a hindering factor within this sector; especially since the rise of self-surveillance (Cohen 2016). Furthermore, another interesting aspect…...
BiologyEconomyFinanceFinancial CrisisGovernmentMental Disorder
Project Proposal Apartment DirectorI have been selected to be
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Project Proposal: Apartment DirectorI have been selected to be an Apartment director. That will mean that I must address all features that relate to apartment director. My job will be to make sure that the building are correctly working and up to par. I have been given work by a real estate company. Obligation awaiting will be to interview prospective renters to discuss leasing terms, make sure that building complies with laws, and create budgets.The objective of the apartment director…...
ApartmentEconomyFinanceLawManagementProject Management
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Netflix is an American media streaming provider with wide range selection of film and has served in 190 countries. Established in 1997 by two engineers Reed Hasting and Marc Randolph. It started by small DVD rental company but now the company has more than 125million paying subscribers across 450 million devices and become a $133 billion company that produces its own content and defines new notion to on-demand entertainment. The headquarters situated in Los Gatos, California US. And has 5,400…...
Financial ManagementIntroductionIt is said that money is the root
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Financial ManagementIntroductionIt is said that money is the root of all evil. Over the years it has been observed that the majority of crimes are somewhat due to lack of money and sometimes having a lot of money but not having a clue about what to do with it. Money is a potential loyal entity it can be used to create a fortune for the one who holds it so, it can be said that it is not money but…...
EconomyFinanceInvestmentManagementMoneyTime Management
KEYWORDS Risk Return Investment National Stock Exchange NSE
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KEYWORDS: Risk & Return, Investment, National Stock Exchange (NSE), Bombay Stock Exchange (BSE), Shares.OBJECTIVES OF THE STUDYThe core objective of this study is to analyze the risk return of 10 Information Technology sector companies listed on BSE. The following specific objective has been followed.To evaluate the risk and return of selected information technology companies.To measure the financial performance of the selected stock for the study.To offer meaningful suggestion to the investors based on the findings of the study.SECONDARY DATASecondary data…...
FinanceFinancial MarketsInvestmentStockStock Market
tax law paper
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Income tax and at what time a company is carrying on a business.For gift is legislation Div. 30 ITAA97 while for contribution is legislation 25-55 ITAA97 (Richardson, 2002)45%Yes they are exempted as they are among the list exemptedIt is about the loss or destruction of a capital gain asset and how to get the capital gain and capital loss in the event of loss or destruction.$18,200The assessable income should be related to the main source of income and should be…...
The gesture of giving versus the gesture of receiving Money has been
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The gesture of giving versus the gesture of receivingMoney has been around for thousands of years in many forms, shapes and sizes but it is the love of money that turns the world around. Money is a key that opens many doors but the doors that it may open are not always safe. For instance drug dealers have plenty money but at the cost of many lives being destroyed. Empires are built in the wheeling and dealing of billions of…...
CommunicationMoneySex TraffickingSlavery
65 AccomplishmentSkillsThe basic accomplishment that I even
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6.5 Accomplishment/Skills:The basic accomplishment that I even have gained from this expertise is communication talent and much do and observe what I even have studied throughout categories. Following are some skills and opportunities that I gained from my position experience;• I got the chance to figure much in workplace surroundings and culture.• I got the possibility to look at banking industry.• Now I even have the talent of applying ATMs and alternative connected matter.• I got the talent of adoptability…...
BankEconomyMoneyStudent Loans
Managerial DM
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MANAGERIAL DECISION MAKING:SOLUTION APPLICATION Student Name: Jagmeet SinghStudent ID: 30372350Lecturer: Christine O’Connor IntroductionA practical managerial decision accepts a basic activity in the smooth running of any affiliation. Starting from little stresses to gigantic endeavours, the managerial dynamic framework is altogether incredible to the extent essential authority. Good judgment and limit of brief unequivocal components add to the general execution of the affiliation. The bosses should be qualified and experienced enough to take splendid decisions having a tendency to even the scarcest…...
A Good Man Is Hard To FindBankBook SummaryLeadershipMoneyResearch
Financial Decision Making and Use of Electronic DataToday most of
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Financial Decision Making and Use of Electronic DataToday most of the organizations use software for work processing. It doesn’t matter that what type of organization is and what is the size of organization, almost every organization use different type of software because of quickly work and without error work instead of manual work. Mistakes may be made in software but that can be detected easily. Before, company work is manual but after that they use software name “Oracle” but at…...
BankingBanking And FinanceCorporationEconomyFinanceInvestment
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FAQ about Finance

Peer Online Lending Platforms Which Were Increasingly Acting as Credit Intermediaries
...In the guidelines there is also the definition of the regulatory bodies and their areas of competence: in particular the CBRC is responsible for the online lending. Following the same path, other two measures were implemented: the first one was the ...
Why College Athletes Should Get Paid Compensation?
...So should they, or shouldn’t they get paid? Some say yes, some say no. Just think of this: 6 days a week of enduring pains of tough workouts at practice, and later putting on your academic hat to fulfill education requirements. Of course, I believe...
How College Debt is Changing our Country’s Economy
...This is a call to rise and have the drive to learn and retain knowledge. A call to increase understanding of education and allowing one to feel self-worth in pushing through their debt. A call for colleges to not scam their students and to truly care...
How to Make the Most of Your SelfDirected IRAPreparing for
...Opening a self-directed IRA is a good way to invest your money. It is a secure way to balance a retirement portfolio that will be strong no matter what is going on in the world. Your portfolio will grow fast over time and with your account well balan...
Insurance is an immaterial product which is valued subjectively by
...Organizations today are focused on Artificial Intelligence as it has wide areas of application with reliable results in various industries. Today’s most of the functions of insurance industry such as claims management, policy management, underwritin...
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