Essays on Finance

An In-Depth Study of the Non-Reformed and Reformed International Monetary System (IMS)
Words • 954
Pages • 4
While the subject has stayed relevant in previous years, the global recession of 2008 really pushed the question "should the International Monetary System (IMS) be reformed" to the forefront of discussion. The current system is not in immediate peril, but those critical of the current system have cited possible future turmoil as a reason to overhaul the system. Both sides, non-reform and reform, both have valid points that should be explored in depth. The IMS consists of institutions and rules…...
FinanceInternational Monetary FundWorld Economy
The Revenge of Dantes in The Count of Monte Cristo, a Novel by Alexandre Dumas
Words • 1488
Pages • 6
During the course of the novel, The Count of Monte Cristo, the main protagonist, Edmond Dantes also known as. The Count of Monte Cristo, gains many new friends and new enemies which will go hand in hand with each other, Gradually as Dantes receives knowledge and education from Abbe Faria his plans for revenge on the men who put him in prison for life for their own selfish reasons becomes more evolved. For example, in such a way that with…...
Alexandre DumasFictionMoneyPrison
The Impractical Character of Count John de Hun in the Play The Princess of Bagdad by Alexandre Dumas, Fils
Words • 592
Pages • 3
Within Alexandre Dumas fils’ The Princess of Bagdad play, Count John de Hun comes out as an impractical character; Count de Hun handles two troubling situations in an illogical manner. To this end, after discovering that Nourvady has settled all of Countess Lionnette de Hun‘s debts, Count de Hun accuses the Countess of being Nourvady’s lover. Moreover, Count de Hun embraces Countess de Hun’s proposal of committing suicide so as to escape huge debts, this essay analyses the idea that…...
Alexandre DumasEconomyFinanceLaw
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Key Positions in New Zealand Bank
Words • 414
Pages • 2
Its global operations and competitive financial industry necessitate the firm to enhance its talent management to recruit, develop and retain highly skilled workforce especially in positions such as the Credit Risk officer (CRO), Chief Financial Officer (CFO) and the Chief Executive Officer (CEO). According to Hughes and Rog (2008), talented could be noted in individuals when they can manage to achieve noticeable results using their abilities to execute the assigned roles in the organization. Considering the roles played by the…...
BankFinanceNew Zealand
The Alaska’s Biggest Bosses
Words • 1147
Pages • 5
Frozen North's homegrown Native enterprises are a significant segment of Alaska's economy and will turn into a considerably greater power later on. Take one check out the state and it's anything but difficult to see the significance of Native organizations to every district they speak to and the state in general. From Southeast Alaska and the Aleutians to Interior Alaska and the North Slope, these organizations own a portion of the state's biggest ventures and are among the biggest bosses…...
AlaskaBusinessEconomyFinance
A Discussion on Space Exploration – Is It Profitable or Not?
Words • 726
Pages • 3
Space exploration has been, throughout the years, an exciting subject to work with in our society. We human beings have been using millions of dollars on projects to shoot manned rockets into space so that we can observe the unknown universe. However, there are issues that conflict the people on whether space exploration is necessary or not. Issues such as financial and ethical consequences are arguments that come up on the subject of space exploration. Although space exploration is one…...
MoneySpaceSpace Exploration
The High Demand for the Raw Materials, Cotton, Tobacco, and Rice in Europe
Words • 383
Pages • 2
Mercantilism is a theory based on trading with Europeans that lasted from 1500s to the 1800s. It started as a way to pay other nations due to low funds and because nations were too weak to lead economies. Money was a necessity to armies and supplies Money could be accumulated if colonies gave raw materials to others and could be sold to as finished goods to the colonies. A couple of the raw materials that were in demand was cotton,…...
EconomyMoneyRiceTobacco
Millennials Living at Home: Freeloaders or Intellectuals
Words • 1252
Pages • 6
Millennials who do not move out at a young age are often perceived as lazy freeloaders who need their hands held through every step of life. People who believe this idea do not understand that millennials stay at home because, by doing this, they make an intellectual decision that will save them money and provide stability into their lives before moving out to become successful in all the aspects of life including education, jobs, and housing. Previous generations have a…...
EducationFinanceHomeMoney
Home Loans and the Rise and Decline of Interest Rate
Words • 391
Pages • 2
According to the video, interest rates have been near zero since the monetary crisis and that’s made it cheaper for nearly everyone to borrow. As the economy ameliorates, the federal government wants to increase interest rates, and to keep up with the new economic era, the federal government has employed a new toolkit that is a mix of market forces and monetary management coming togetheri The federal government had noticed that some of the tools that were used in prior…...
EconomyFinanceHomeMoney
Learning a Lesson on the Source of Money and the Need to Save It
Words • 419
Pages • 2
As a child, I learned that money doesn’t grow on trees. I learned that there are only a few ways we can get money; find it, win it, receive it as a gift, or earn it. It is very rare to find money randomly on the ground. I have personally never found any dollar bills on the ground, but I have found coins. It’s not common for people to find anything other than coins on the floor, but some people…...
ChildCultureFictionMoney
The Factors That Determine the Value of Money
Words • 947
Pages • 4
Money is a generally accepted medium of exchange in the form of bills and coins It is what consumers use to purchase goods and services, Not only does it consist of bills and coins, most of it is in the form of deposits That means people can spend their money by writing a check or using a credit or debit card, The value of our money depends on various factors. Without it, we would have to obtain goods and services…...
BankBusinessEconomyMoney
Caring About Money Makes Us Lose Compassion Towards Other People
Words • 330
Pages • 2
Do you think that some people care too much , and not about people? In today’s day and age, it is common for people to care more about money than anything else. I believe that most people don’t worry about others. They just worry about themselves and their money. That is just what today’s world has come too. Because a large amount of people care too much about money, they are losing compassion for other people. I believe that most…...
EthicsFictionMoneyPhilosophy
The Importance of Saving Money for Retirement
Words • 422
Pages • 2
High School students should start to save early so that way in the end they will have a higher amount of money saved up in their retirement. If you can afford to start putting money away then you should very much do it. Do not procrastinate as if it were something like your homework. If you don‘t start saving now then you most likely never will. If you start to save early your quality of life will improve. This will…...
EconomyFinanceMoneyPolitics
The Death Penalty as an Expensive Form of Punishment and a Waste of the Taxpayers’ Money
Words • 372
Pages • 2
The death penalty is considered the top punishment of all and usually depends on how grave your crime was. In the United States, the practice of this punishment is different depending on the state you live/reside in, Some abolish it, others decide to keep on practicing it and there’s always been arguments all around on whether it is humane enough or if it’s a violation of the 8th amendment, etc. in my opinion the death penalty shouldn't be used; however,…...
CrimeCriminal LawMoneyPrison
The Concept of Money and Happiness in Reporting Live from Tomorrow, an Essay by Daniel Gilbert
Words • 370
Pages • 2
Reporting Live from Tomorrow by Daniel Gilbert starts out talking about what I expected after reading the summary, money and happiness He presents ideas that contrast the common phrase everyone says all throughout their lives, Money cannot buy Happiness. He explains that money may not directly be the cause of happiness but it is a huge factor He shares a series of investigations where they surveyed several people in different classes of wealth, and that those who have gone from…...
ExperienceHappinessMoneyPsychology
What are the Consequences of Spending Too Much Money on Unnecessary Things in Life?
Words • 367
Pages • 2
For many people, the fear of spending too much money on things they really don't need unfortunately become realities, and as a result, they tend to struggle financially. Spending too much money can be dangerous in many ways, especially with the changes in the economy, It can reduce the amount of money one saves, as well as hut them when trying to buy important things like a car, a house or damage repairs. The consequences of spending too much money…...
CultureEconomyEntertainmentMoney
How Banks Respond to Issues in Libor: Money, Banking, and Central Banks
Words • 326
Pages • 2
According to the video, LIBOR, which stands for London Interbank Offered Rate, is an average of the interest rates that banks lend to each other. LIBOR is calculated by Thomson Reuters for the British Bank Association and it is there to provide a benchmark for other types of securities and financial transactions. This paper analyzes the video Libor: Money, Banking, and Central Banks, by explaining what banks do in the situation that they are low in cash, what interbank rates…...
BankEconomyFinance
An Opinion on Why College Football Athletes Should Be Financially Compensated
Words • 718
Pages • 3
Isn’t it the dream to get paid for doing something you actually enjoy doing? Well what if you could also be getting your education while doing so. College football is like a pre-career to some but without the pay Which I believe is unfair. I believe that college football players should get paid for their hard work also because they dedicate so much time to this sport which is their job without the pay, it would make the sport more…...
EconomyEducationFinanceFootball
The Importance of the Small War and Its Cost to the American Nation
Words • 334
Pages • 2
The hiring of privateers caused "a small war" so I don't believe it's fair to answer on how it didn't set nations to war against each other, however, at first, it's easy to be surprised it wasn't an all-out war (Naden, 2007). Under further review, it's crucial to consider the conditions of the time. The conditions for war were less than ideal, “the United States' credit was in shambles, its war debts unpaid, so it could not afford much” (Ripper,…...
FinanceMoneyWar
An Appeal for Financial Help for Kennedy Elementary School and the Surrounding Community
Words • 525
Pages • 3
lt’s understandable many people out there don‘t have enough money to survive in the real world many people need money. Reasons my community needs money and charity was because money is needed to help schools. to help the poor or the mentally disabled people. and also to help small business that need a helping hand whether it’s with money to help employees or help supply people in need. My community isn‘t the worst of them all, but a little help…...
CommunityDisabilityMoneyPoverty
Principles of Business Ethics of the Enron Corporation
Words • 1020
Pages • 5
Some teenagers today, may not know what business ethics are. Well, business ethics is the difference between right and wrong in the business realm. There are so many companies with good business ethics but in our world we only hear about the companies with the bad ethics. One of those companies is called Enron. Enron is a gigantic corporation that deals with the electrical power in Dallas, Texas. Enron may have destroyed many peoples lives due to the company declaring…...
AccountingBusiness EthicsMoney
My Work Experiences and Community Service at the Brown County Public Library
Words • 745
Pages • 3
What a time I had at the Brown County Public Library system. I worked at two different branches getting 10 hours and the community service I provided at the Brown County Public Library had more of an impact on me than, I believe, I did on the Library. It moved me in some ways I just cannot understand (or at least that I am able to put into words), but the ways in which it did move me that I…...
CommunityLibraryMoney
Natural Disasters and How We Can Help
Words • 1169
Pages • 5
Natural disasters are a pan of our lives and there is no way that we can avoid them. As we speak, hurricane sandy will be terrorizing the coasts of America causing millions in damages and causing heartbreak for those affected. Natural disasters affect our daily lives in several ways. They effectively stop the economy of the local area. They cause tons of damage which will cost the economy millions of dollars. They can hurt or kill the workforce of the…...
DisasterEconomyMoneyNatural Disasters
Love as an Investment in Romeo and Juliet, a Play by William Shakespeare
Words • 670
Pages • 3
Romeo and I, separated by the musty, yellowing pages of the novel Romeo and Juliet, but are still able to relate to each other through our quest for love But our different personalities, views, and philosophy toward love, is what differentiates us in our quest. Romeo‘s desire for love is an investor, in the dot-com era, but using love as an investment I however, am a much more careful, casual investor, keeping my most valuable asset, love, tucked safely under…...
InvestmentLoveRiskRomeo And Juliet
Contactless Cards are Safe to Use in India: Myth or Reality
Words • 2071
Pages • 9
“Swipe karo, aaish karo” was the moto of the of first decade of the 21st century, wherein person irrespective of age was happily using his debit/credit card for shopping. The Digital India movement of the NaMo Government also boosted the use of plastic money. Ever since the demonetisation people are afraid of hoarding spare cash at home and are seen transacting using digital wallets more frequently. PayTm recorded the highest registration in a single day (over 130 million registration) &…...
Credit Card
The Three Most Important Factors That Influence Personal Failure of Monopoly Domination
Words • 326
Pages • 2
Many things lead to my failure of monopoly domination. The three most impactful where, spending the money I had wisely, investing in future money making potential and overall luck. At first I spent my money on low cost property’s so that I could get potential Income in the future, however since these were low cost, so was the rent for the other players who landed on them. This was my first problem My second was a lack of investments into…...
InvestmentMoneyMonopoly
A Road to Making an Internship in an Accounting Firm in New York City
Words • 425
Pages • 2
It was preached to me the second I entered senior year in high school: internships lead to jobs. I understand that in this highly connected world the ability to get a job almost solely depends on connections Once I exit college, I am practically guaranteed to work for a company that I worked with in college 7 a company that knows me and my abilities. To a potential employer, skill level is as important as the employee’s characters Therefore, I…...
AccountingFinanceInternship
Biometric Identification with Aadhaar
Words • 1081
Pages • 5
The program was rolled out in 2016 with a hope to profile a digital identity of each and every Indian citizen. Given a lot of population of India is illiterate, the purpose of Aadhaar is to allow everyone access to government services by using a digital identity clubbed with thumb impression. Moreover, it was assured that it will tackle the problems like corruption, terrorism, bribery so on and so forth. In May 2018, Anmol Somanchi from The Wire published an…...
Banking FraudsSoftware
Demonetization in India
Words • 2918
Pages • 12
Introduction: In the year 2014 the Narendra Modi was elected as a new Prime Minister to INDIA. He and his members have won major numbers of seats in election by seeing the leadership skills and his dedication towards wellafare of the citizens to his state as a chief minister (Head of the state, elected based on state local elections). As being a chief minister of Gujarat (A state in India) for 10 years. He changed the whole system with his…...
Banking FraudsFinanceFraudIndia
Forms of Cybercrime and Cyber Insurance These Days
Words • 1490
Pages • 6
Abstract This paper aims to study new forms of cyber crime in the world and understand the cyber insurance protection from the various kind of cyber-attack. With the rapid technological developments, our life is becoming more digitalized. Be it business, education, shopping or banking transactions everything is on the cyber space. Cyber crimes can involve criminal activities that are traditional in nature, such as theft, fraud, forgery, defamation and mischief, all of which are subject to the Indian Penal Code.…...
Banking FraudsCredit CardCyber Crime
Analytics Insights of Financial Data Using the Hadoop Platform
Words • 970
Pages • 4
Financial transactions are evolving over time in finance services industry such as banking, and insurance and thriving their presence over various platforms generating huge amount of data per day based on addition of number of users and their activities giving full potential to target them with right opportunities after making the data storage and retrieval process fast and robust which can further be used for various kind of analysis activities for the customers in order to make clear and right…...
BankingBanking And FinanceBanking FraudsBusinessInsurance
The Importance of Mobile Apps and Fraud
Words • 943
Pages • 4
Computer forensic investigation is a very precise and precise process whereby even an error can destroy important evidence. In computer forensics, the security of the crime scene from small to small is very carefully maintained so that proper and definite evidence is obtained and the investigation can proceed in the right direction. Investigation is done only by trained officers, who have a standard operating procedure for this operation. Computer forensic investigation requires a lot of patience and hard work. There…...
BankingBanking FraudsForensic Science
Fraud at Wells Fargo
Words • 823
Pages • 4
Considering large corporate misdeeds have emerged throughout the past years. Thus, large corporations as Wells Fargo placed beneath the telescopic to guarantee they are not functioning fraudulently. However, Wells Fargo under investigation for the millions of accounts opened that lacks customer knowledge. Around 5,300 employees dismissed for generating over two million of phony accounts without customers’ consent. John Stumpf, the CEO of Wells Fargo had to step down due to his illegal banking practices that cost the company millions in…...
Accounting And FinanceBanking FraudsCustomer
Problems Of the Indian Financial Sector
Words • 1321
Pages • 6
The Indian Financial sector has a major challenge to meet the demands of an economy growing at 7 to 8%. It has strong and globally competitive processes but is shackled by old eeconomiclawseconomic laws, culture, and governance impeded by the government. The  Indian economy was hurt by Demonetisation and GST introduction but has regained its growth. The positive signs are factors like digitization of transactions, expansion of banking to the rural areas, UIDAI and credit rating, GST, and its database.…...
Black MoneyMoney
An Analysis of Corruption in India
Words • 315
Pages • 2
What makes India's property market the biggest sink of black money in the country? The Adarsh Housing Society scam threatens to topple ministers, politicians, and military top brass, but that's unlikely to slow property transactions in Mumbai, Delhi, I, or anywhere else in the country. Some of these, according to anecdotal evidence, could involve as much as 60% to 70% of the payment in hard cash. "Real estate is where most of the cash generated in the economy flows," admits…...
Black MoneyMoney
Challenges within the Indian Political System
Words • 1205
Pages • 5
Article on Indian Political System India is a country with unity in diversity with a hodgepodge of various cultures spanned across 29 states. Being the largest democratic country with the longest written constitution in the worth old, the parliamentary form of government was preferred over the presidential system by the members of the constituent assembly, mainly by B.R Ambedkar, an architect of the Indian constitution to bolster the harmony between the legislature and executive, to make ministers responsible to parliament…...
Black Money
Tupac’s Huge Contribution to Rap Culture
Words • 434
Pages • 2
When I think about the rap culture and who made a huge impact on a whole generation I think about Tupac. Tupac is an icon for the rap game. Tupac was a songwriter and poet that inspired others. Tupac’s Music The music he wrote were instant hits every time, he started a new flow of west coast rap music with the help of others. He signed with one of the most dangerous record label “death row” in 1995. It didn't…...
1950SLegacyMusicRap Music
Insurance Has Become Common Practice in All States
Words • 1722
Pages • 7
As people, we are faced with the possibility of loss in our everyday lives. Be it a car accident, illness, Property loss, or even death. As early as the millennia B.C, modern profit insurance was demonstrated in a contract of a loan of trading capital to traveling merchants. The first insurance company formed in the United States was in Charleston, South Carolina during 1732. Later in 1752, Benjamin Franklin helped spread insurance by creating the Philadelphia Contributionship which ensured that…...
Affordable Care ActHealth InsuranceInsuranceLife Insurance
Enron: The Smartest Guys in the Room Review
Words • 2990
Pages • 12
In the documentary, “Enron: The Smartest Guys in The Room,” we learn about the corruption that led to the bankruptcy of the 7th largest international company at the time. The Enron case will go down in history as a textbook example of large-scale fraud that started in its infancy and snowballed to a position where it could no longer continue. The company’s financial statements— the simplest way to demonstrate the corporate financial position of the firm— were eventually not able…...
CorporationEnronFinance
The Great Deception of Enron
Words • 1367
Pages • 6
In the late 1990’s and early 2000’s, the turbulence of the global economy caused Fortune 500 firms to be more sensitive to the value of their reputations. Financial institutions regularly evaluated the reputation and internal credibility by publicly traded companies when making decisions that would impact their customers and the future of their businesses. As Enron’s stock price soared in 1999 and 2000, the ‘efficient’ market was put into question despite the irrational reliance on Arthur Andersen’s compromised services. When…...
CorporationEnronFinance
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FAQ about Finance

What are the Consequences of Spending Too Much Money on Unnecessary Things in Life?
...Looking back, I noticed that most of my money for that week was spent in both social fun and entertainment, which doesn’t surprise me at all. l have always enjoyed going out with friends, whether it be to the movies, or a baseball game I would much...
How Banks Respond to Issues in Libor: Money, Banking, and Central Banks
...It’s not unusual at all for banks to loan each other, and the rate that banks lend at each other is called the interbank rate, What the British Bank Association does is survey a variety of banks numbering from six to perhaps twelve within London, t...
An Opinion on Why College Football Athletes Should Be Financially Compensated
...About 2 percent of high school athletes are awarded some form of athletics scholarship to compete in college” Meaning that there is very slim chances for those athletes to get a full payed college life ride, Comparing to academic scholarships, Fina...
Natural Disasters and How We Can Help
...Second, the companies will be able to hire back the workers that lost their jobs with the destruction of the factories.Thirdly it will help trade to come back to the area. In the economy, the flow of money is everything, and after a natural disaster ...
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